Plan
The year ahead
Expected paycheques, the bonus and equity you're counting on, taxes reserved before you see the money, and what should be left. Adjust the income plan on the Taxes page.
Sketching the year
Pay off the cards
Avalanche clears the highest APR first; snowball clears the smallest balance first for the quicker win. APR and minimum are on each card's statement.
Working out the payoff
Goals
Save an amount by a date. Link a savings account and the balance is the progress, or count specific transfers toward it by hand.
Reading the goals